ALTHOUGH some people claim to know the best methods for controlling their spending many people simply overspend.,This is where planning ahead and having a structure in place to manage your finances is critical. As many people will attest to – it doesn’t matter how much money you have at your disposal you can always spend any amount. The keys to success are balance, planning ahead, and living within your means.,Managing your income stream requires only two elements: a plan; and enough self-control to stick to that plan. With this in mind, here is a simple strategy which you can use to make sure you don’t indulge in overspending. Be committed to this strategy and your overspending days will be consigned to the annals of history.,Planning ahead to avoid overspending considerably reduces the heart ache of mounting debt. Not only will it save you financial burden, it will also give you peace of mind. A substantial amount of stress is related to money matters and this is very unnecessary. Why take on the strain of something that could so easily be avoided with some planning and self control. Use this model and you will be financially secure and well on the way to living within your means.